Protecting what really matters most
Most people wouldn’t dream of leaving their motor vehicle, home or contents uninsured so why take a risk with your greatest asset – your life and your ability to earn income?
Without adequate personal insurance cover, the wealth you have built up or have the potential to build can deplete quickly which puts more pressure on your loved ones at an already difficult time.
It’s not only you who gets hurt in an accident.
Choosing a level of personal insurance cover suited to your financial situation will provide you with peace of mind that your family will be provided for should the unexpected happen.
An appropriate level of cover will ensure that:
- Your mortgage payments are met
- Your standard of living is maintained
- There is provision to repay any debts
- Provision for childcare, or a housekeeper/nanny if you have young children
- Funds will be available to meet your children’s future education needs
We can offer you a comprehensive selection of protection options that allows you to tailor a personal protection plan that best meets your current situation and one that can be easily adjusted to cater for any future events.
Keeping your cover up to date
Life is full of constant change. So, it makes sense to have your cover reviewed from time to time by an insurance professional as your personal circumstances change. Adjusting your cover to suit your changing lifestyle is just part of the service offered by Coastal Financial and Insurance Services.
As your family circumstances change and your wealth and possessions increase, it’s important to make sure that your life insurance continues to keep pace with your growing needs. For example, you may want to consider topping up your cover when you:
- start a family
- change jobs
- purchase a new home
- pay down debt
